How do I pay in-store with my physical card?

If the merchant accepts Visa:

• Tap your physical card at the Visa terminal for contactless payment.

If the merchant displays a QR code:

• Tap Scan on the Home screen.
• Select Singapore local PayNow or China local WeChat payment
• Scan the merchant QR code within the frame.
• Enter the amount, tap Pay and confirm details

If the merchant scans your QR code:

• Tap PAY to display your QR code.
• Show your WeChat pay
• Authenticate and tap Done once the payment is confirmed.
• Do note the transaction limit and minimum:
• For PayNow transaction, min payment is SGD 1
• For WeChat transaction:
• Daily: CNY 10,000
• Monthly: CNY 50,000
• Yearly: CNY 350,000